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Risk comes from responsibility - not bad work.
In an increasingly regulated and litigious country, South African SMME’s risks are no longer isolated to intent or competence but are a consequence of responsibility. For tradesmen, having all-encompassing third-party liability is no longer an option, it’s imperative because: Modern trade works on other people’s balance sheets. Tradesmen rarely work in isolation. You work: on client premises; on systems you didn’t design; alongside other contractors; under time and cost pres
Matthew Farquhar
Feb 182 min read


Insurance only works when people can actually access it
At its core, Insurance is a transfer of a material personal or business risk to the balance sheet of an insurer, in exchange for a premium. However, a large portion of the South African population cannot utilise this important risk transfer “safety net” due to legacy distribution models built around paper-based application forms, face-to-face meetings and lengthy onboarding processes. The ultimate, unintended consequence being financial exclusion for the most vulnerable. Thi
Matthew Farquhar
Feb 43 min read


Personal Cyber Protection
October was once again Cybersecurity Awareness month. This year the focus was on four frontline areas of personal cyber protection: 1)...
Matthew Farquhar
Nov 22, 20232 min read


Travelsafe relaunches post-pandemic with a new underwriter
Contact: Surestart Online Financial Services Contact Person: Matthew Farquhar Phone: +27 83 987 1947 Email: matthew@surestart.co.za...
SureStart Online Financial Services FSP. 47233
Oct 20, 20222 min read
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